How is the largest supply of fresh water on Earth stored?

How is the largest supply of fresh water on Earth stored?

And, of the total freshwater, over 68 percent is locked up in ice and glaciers. Another 30 percent of freshwater is in the ground. Fresh surface-water sources, such as rivers and lakes, only constitute about 22,300 cubic miles (93,100 cubic kilometers), which is about 1/150th of one percent of total water.